About OSBA: Ozarks Schools Benefits Association

Employee Benefits for School Districts

OSBA is a non-profit association that was formed in 2009 exclusively for benefits administration for public school districts. Since the inception of the program, OSBA has grown to include 32 school districts. The goal of OSBA is to provide quality insurance products at a reasonable price using the economies of scale to help reduce cost to member districts. The program provides a democratic structure for its members so each district has a voice in the benefits administration process. The vision of OSBA is to expand its membership with conservative, healthy growth to provide other Missouri school districts with a cost effective solution for their employee benefits.


OSBA Benefits Administrator: Capstone Insurors

Capstone Insurors, has been the employee benefits administrative broker for OSBA since the inception of the association. With the main focus of the program being the self-funded medical and dental plans, Capstone Insurors product offerings also include such products as vision, life, disability, accident, critical illness and identity theft protection services. We pride ourselves in offering the highest quality customer service to our 32 districts and the 3,000+ employees in the OSBA program. Our goal is to find solutions to meet your needs through professional advice, quality products, advancing technology and great customer service.

Meet our Team

With one of the OSBA founding fathers, Kevin Krueger leading the team, a financial specialist, three dedicated customer service representatives, a systems support specialist and an ACA specialist.....the Capstone team is hard to beat. We pride ourselves in providing superb customer service, innovative ideas, and solutions to whatever your needs may be.

Need a solution for your employee benefits?

Ozarks Schools Benefits Association could be the answer! With Capstone Insurors offering a 360 degree approach to managing your school district employee benefits, if you have a problem......we can help find an answer. From competitive benefit rates, to online enrollment and ACA compliance support.......Capstone Insurors can provide a solution. Request a free employee benefits quote from us today and relax knowing that your solution is near.