Missouri Fitness Insurance
Imagine you sign a new client to your fitness center, they are not in the greatest shape of their lives but it is the new year and they are wanting to improve their quality of life with their New Years Resolution to simply get in shape. You have been instructing them 3 days a week for two weeks now and feel that they are able to start doing more on their own, without your close supervision. While they are doing an exercise they decide to lift more than they are ready for and injure themselves. They decide that it is not their fault that they got injured and file a lawsuit against you for the injuries they sustained while using your facility.
Maybe that same new client whom you have been working with has decided that you have pushed them too hard mentally and they decide that they are no longer able to train at your facility or any facility because of the mental anguish you or your staff has caused. They decide to file a suit against your fitness center.
When you own a fitness center, having the proper Fitness Insurance is a necessary component to shield you and your staff from the many areas of potential claims you face. Are you aware of all the potential claims you face every day? Is your fitness center open 24 hours a day 7 days a week? Do you have a child watch facility? Do you sell any supplemental products? Do you belong to a nationally recognized organization? What about any special events you may host for your athletes or clients?
You and your staff work closely with your clients everyday towards their better health:
- You push them physically and mentally
- Come into close contact with them
- Advise them on regimen and diet.
Owning a fitness center you face unique risks to your business and you need Gym Insurance that can cover you on these fronts plus all of the normal areas of risk such as General Liability Insurance, Workers Compensation and Commercial Property Insurance including all the fitness equipment you have purchased or have leased.
A proper Fitness Insurance policy in Missouri will protect your health club for much less money than you would expect. And the protection that it provides can be the difference between success and failure.
Even unwarranted claims can hamper your ability to do business as the costs to defend your health club can jeopardize its health.
Missouri Gym Insurance is available to all owners of health and fitness clubs across the state and incorporates both traditional insurance and club-specific lines of insurance including (but not limited to) professional liability as well as abuse liability. So that owners can remain focused on growing a thriving health business.
Two reasons to get started right away!
- Before the next workout session takes place, make sure that you and your trainers are protected from all claims. You don't want one unwarranted claim to close your gym.
- You can get a no-risk quote right away. Just fill out this short form and we'll get back to you within a day with an affordable policy that you can put into place immediately.